The Ontario Student Assistance Program (OSAP) is a source of grants and loans for eligible postsecondary students. It is a program funded by the federal and provincial governments that you can apply for to help pay for your postsecondary studies.
You can apply for OSAP as a full-time student, a part-time student, or a student of an approved micro-credential program.
You are eligible to be considered for OSAP if you are an Ontario resident and meet the following criteria:
For full-time OSAP, your approved program must be at least 12 weeks in length.
Contact the Financial Aid Office if you are taking courses that are compressed or do not run the full term as this may impact your eligibility for full-time or part-time OSAP. Retaking a course(s) that you have already achieved a credit for will not be included in your course load calculation for OSAP purposes.
The start and end dates of each course are considered when calculating course load. To determine the required course load:
You can apply for OSAP at the same time as you apply for your program provided the correct academic year application is available. We recommend you start your OSAP application early, as the sooner you apply, the sooner you learn how much aid you may receive. Deadline to apply for full-time OSAP is 60 days before the end of your study period and for part-time OSAP is 40 days before. For more information, visit the OSAP website.
For details, visit the OSAP website for the most up to date information on maximum loan/grant amounts, the OSAP aid estimator and more.
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